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When Budgeting Gets You Down
It seems like doing the right thing should always feel good. We read the same thing over and over again from every source: financial planners, blogs, friends, accountants… if you want to be in control of your finances, your life, and ultimately, your future, you have to live by a budget. There are tons of resources out there that teach us what budgets are good for, how to create one, how to use one, how to live by one. Some people never get past the “knowing what to do” part to the “doing what you need to do” part. I have a feeling that if you’re reading this article, you’re…
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Recession-Proofing: It’s Not About How Much You Make
Editor’s note: With many American families feeling the pinch of the current recession, more and more people are turning to the internet to find ways to survive on one income. Some are even learning how to get by on no income due to a recent or impending layoff of their family’s breadwinner. What would you do if you or your husband lost your jobs? In this series, we’ve been talking to moms and dads about the measures they are taking for recession-proofing their families. What can you do now to ensure that a financial hardship would have the smallest possible impact on your family’s well-being? This week, Amy is giving…
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How one SAHM Recession-Proofed Her Family
Editor’s note: With the current state of the economy, many one-income families are especially worried about the security of their employment. We’ve been talking to moms and dads a lot lately about the measures they are taking to make sure their families are recession-proofed. In other words, what can you do now to ensure that a possible layoff would have the smallest possible impact on your family’s lifestyle and well-being? This week, Phoebe Hendricks was kind enough to share her tips and strategies with us. The following is a guest post by Phoebe Hendricks. She is married to the most amazing and supportive husband and is a stay at home…
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Personal Finance: Eliminate Annual Fees on Credit Cards
What most people don't know is that annual fees on credit cards are negotiable. It is completely possible to eliminate annual fees...