-
20 Back to School Supplies to Use From Last Year
Contrary to popular belief, school shopping doesn't have to kill your budget. Check your inventory against our list of school supplies not to buy before you go shopping.
-
Christmas Shopping List Planner Budget Spreadsheet : Printable and Download
Christmas Shopping List Planner and Budget Spreadsheet Home Ever After’s latest free organizational spreadsheet, the printable Christmas Shopping List Planner and Budget, is ready for you just in time for the hardcore holiday gift shopping to start! Get your free printable copy by clicking the picture above or the link below. Using this printable Christmas shopping list planner and budget spreadsheet every year allows me to complete my shopping early and keep spending reasonable. I have one Christmas shopping list planner and budget for extended family, one planner for immediate family, and one planner for friends, teachers, church staff, gift exchanges, etc. Click here to print the printable Christmas Shopping…
-
Save Money on Heating Fuel Overnight
Save Money on Heating Fuel Overnight While brainstorming ways to save money on heating fuel costs this winter, one of the ideas that my husband and I came up with was to lower our thermostat at night while the family is sleeping. We’d have to make an initial investment by purchasing new bedding and warm sleepwear, but would recover the money invested in fuel savings. But would we really save money on heating fuel? The answer is yes, and you can too. Let’s break down the rationale behind bulking up to cut down. SAVE MORE: 5 Things You Can Do Right Now to Live a Frugal Life Is Bedding Really…
-
Tablescapes: Budget Table Settings that Look Expensive
Decorating can be luxurious on any budget, as long as you know the right tips and strategies. Today, we're going to teach you how to create beautiful tablescapes and table settings on a budget.
-
When Budgeting Gets You Down
It seems like doing the right thing should always feel good. We read the same thing over and over again from every source: financial planners, blogs, friends, accountants… if you want to be in control of your finances, your life, and ultimately, your future, you have to live by a budget. There are tons of resources out there that teach us what budgets are good for, how to create one, how to use one, how to live by one. Some people never get past the “knowing what to do” part to the “doing what you need to do” part. I have a feeling that if you’re reading this article, you’re…
You May Also Like
Personal Finance: Eliminate Annual Fees on Credit Cards
-
Are Frugal Sacrifices Worthwhile?
Are the sacrifices we make to live frugally really worthwhile? When you give up luxuries – items, vacations, services- does it necessarily mean you are lowering your quality of life?
-
Recession-Proofing: It’s Not About How Much You Make
Editor’s note: With many American families feeling the pinch of the current recession, more and more people are turning to the internet to find ways to survive on one income. Some are even learning how to get by on no income due to a recent or impending layoff of their family’s breadwinner. What would you do if you or your husband lost your jobs? In this series, we’ve been talking to moms and dads about the measures they are taking for recession-proofing their families. What can you do now to ensure that a financial hardship would have the smallest possible impact on your family’s well-being? This week, Amy is giving…
-
10 Ways Not to Break the Bank When Baby Comes
Having a baby can easily be one of the most expensive life changes you'll go through. For such little people, babies seem to require very big purchases! In reality, it is possible to have a baby while staying on budget. Here are ten ways NOT to break the bank when baby comes:
-
How one SAHM Recession-Proofed Her Family
Editor’s note: With the current state of the economy, many one-income families are especially worried about the security of their employment. We’ve been talking to moms and dads a lot lately about the measures they are taking to make sure their families are recession-proofed. In other words, what can you do now to ensure that a possible layoff would have the smallest possible impact on your family’s lifestyle and well-being? This week, Phoebe Hendricks was kind enough to share her tips and strategies with us. The following is a guest post by Phoebe Hendricks. She is married to the most amazing and supportive husband and is a stay at home…
-
Sometimes Expensive Can Be Frugal After All
My husband and I gave up our gym membership when we started tightening the household budget several years ago. It was the first thing to go, as a matter of fact, because it was the most expensive item of spending that we had control over. It’s not as though we couldn’t work out still because we do have some exercise equipment at home that was given to us for Christmas. The home equipment is limiting, however, and without weights our home gym is pretty inadequate. We missed the gym membership a lot, and although it made us sad to let it go, it certainly helped toward paying off some debts.…
